Archive for July 2017

Buy safely on classifieds

Buying things online has become a usual thing. One of the most popular ways to do that is using classified advertisement sites where you can easily and quickly find anything you need and compare prices. Still, hunting for bargains can be risky because of many scammers wanting to humbug money out of you and selling you defective items. The following are some rules for you to feel safe while buying through classified sites.

1. Use tried and true local classifieds with good reviews. If you decided to purchase something online for the first time, you’d better to ask for help someone experienced in it. Consider only local sellers who you can meet in order to check the item you are buying.

2. Always check the seller review and sales history, see what other goods he offers. If the site allows any “safe deal” marks, try to stick to them. Don’t deal with a seller if you doubt his reputation.

3. Use disposable phone numbers or email addresses to communicate with the sellers. Create an account that contains no your personal information. Avoid putting any data about your real name, age or location, because it can be used by swindlers.

4. Ask the seller for his contact email or phone. Check the validity of the phone number on the internet. Call the seller to discuss the item you are going to buy, ask all the questions you have and make sure that you got clear and complete answers. If the seller hesitates concerning some information or tries to pay in fine speeches, stop the contact.

5. Not only private sellers use classified websites. Many companies post their ads on online platforms. In case when saving money is not your priority, consider offers from reliable manufacturers. For example, instead of buying a used blender, select Vitamix appliances and be sure in the quality of the product.

6. If you are going to buy an item, especially a used one, from a private seller, arrange a meeting in a well-lit public place. Don’t come along but take someone to accompany you. Never agree to a meeting at your or the seller’s house, unless you are buying some non-transportable things.

7. During the meeting examine the item thoroughly, test whether it works and check all the functions. Don’t give money until you are satisfied with everything.

8. Prefer paying in cash, because any other way of payment is more likely to be deceitful. Paying in cash requires no names, addresses or bank card numbers. Instead, it ensures that you will meet the seller in person and hand over the money yourself.

9. When buying an expensive thing, arrange a meeting inside a bank where you are going to retrieve your money. It will prevent you from carrying around a big sum. Besides, a bank is a very safe place because of watching cameras and increased security.

When following these basic rules you can feel safe to search for any goods through classified ad sites and buy them for bargain prices.

Let Freedom Ring and Chi-Ching!

Those looking for a safe and convenient way to control their spending might not think of Walmart as a solution, but they offer a Walmart MoneyCard that acts like a credit card, that you load money onto, so you can make purchases and stay within your limits.  With the Fourth of July holiday just around the corner, many people will be heading to Walmart to shop for family gatherings, pot-lucks, last minutes guests, camping trips and more.   They know they can count on Walmart to stock their favorite items and have the name-brands they trust.   How many know they can also apply for a card that can be used wherever Visa debit cards are accepted.  And you can use it to shop, travel and help your teens learn to be responsible spenders.

You must be 18 years of age to apply, but the card can be used by teens ages 16 and 17, with parents’ approval.  Then,if they are off at camp or going to school in another state, visiting a relative or right in town, they can use their card to make purchases.  Just make sure they see the bill.  This will help them learn quickly how to manage money, when and why fees are applied and what to do if their card is ever lost or stolen.  Many parents use these cards to allocate the monthly allowances, or to reward their child for good behavior.  And when you teach them to use money saving Groupons to make their Walmart purchases, chances are they can save even more.

Groupon offers incredible “warehouse clearing” deals right now that are just in time to make your Independence Day holiday the best.  You can get sweet deals on items like outdoor and sporting goods, 40% off summer Rollbacks, and save as much as 50% off electronics, so you can hook up that super-sized screen just in time for the big game.  And since the Walmart MoneyCard is good anywhere that takes Visa, you can arrange to travel, book your hotel and flight with the card, and see the game in person with your crew.  The more you shop Walmart the more of their convenient services you become aware of and use.  You can even pick up your friends in a snazzy rental, because the debit card is good at car rental companies around the country.

So make this Independence Day one that celebrates the freedom of our great country, and the financial freedom to spend at more places than ever before with a convenient Walmart MoneyCard.


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